Lapho ikhalenda ekugcineni litholakala ngoJanuwari 1, 2017, ngaphansi kwe-1% yabantu beplanethi bebazi ukuthi i-ICO yayiyini, imele ini, noma ukuthi imeleni. kanye nomphakathi we-crypto obizwa ngokuhlanya uyazi ukuthi umelela Ukunikezwa Kwemali Yokuqala (ngokusobala efana ne-IPO) futhi uzoqhubeka nokuphazamisa uxhaso lwe-VC futhi ubone ama-cryptocurrencies I-cap yemakethe ibhaluni ku-$ 830 billion ekuphakameni kwebhamuza le-ICO.
Ngaphambi kokuthi singene ohlelweni lokulinganisa lwe-ICO olwaklanywa ngesibindi izintandokazi zethu zengcebo, sihlanganise uhlu lwekhalenda Lomnikelo Wokuqala Wohlamvu Lwemali ngezansi, ababelana ngama-ICO namaphrojekthi amasha, asebenzayo kuzo zonke ezinye izindlela ezinkulu nezifanelekayo kanye nokuthengiswa kwamathokheni okuzayo.
Manje, ubulungiswa obuncane budinga ukulethwa phambili ngokwethula umlando wakamuva ukubeka yonke into ngombono.Ngomhlaka-1 Januwari, ukuthengiswa ku-coinmarketcap.com bekungamaRandi ayizigidi ezingu-17.7 kuphela, futhi manje maphakathi no-September 2017, sekukhule kwaba ngaphezu kwe-$ 127.7 izigidi.
Ezinyangeni ezingu-9 nje, ukukhula okungu-7x kuze kube manje (BTC @ $1,000 vs. $4,000+, ETH @ $8 vs. $300+, ngokusho kwe-coinbase.com), nokunye okuzayo Inqubekelaphambili eminingi ne-ajenda okufanele ifezeke.
Njengamanje, cishe ingelinye lamagama okusesha akhula ngokushesha onyakeni njengoba iminikelo yokuqala yemali (iphuma kuma-IPOs) amaphrojekthi we-cryptocurrency aqhumile, kodwa ukhiye wangempela uwukuqinisekisa ukuthi uthola amehlo amakhulu Futhi inzuzo ekhohlisayo ifuna okunembile. ukuma ngaphambili.
Kunemibuzo eyi-7 emikhulu evulekile engaphendulwa ukuze kuqalwe indlela yokutshala imali ekuqageleni kwe-ICO noma isithembiso sokwenza kahle.
Akunandaba ukuthi isiqubulo esidumile noma isiphakamiso esihehayo siwisa imihlathi kangakanani, lezi yimingcele yokutshala imali eyisikhombisa kanye neziqalo zocwaningo ukuze wenze isiqiniseko sokuthi uyalandela:
Nakuba lokhu kungase kubonakale kuwumsebenzi onzima, kungagcizelela kakhulu izinqumo ezinolwazi nezifundisiwe mayelana nokutshala imali ye-fiat emikhiqizweni esethwe ngaphambilini namasevisi abanye abangase bacabange ukuthi sekuphelile kulokhu kuthengiswa kwamathokheni e-ICO.
I-Hype ingathengiswa, kodwa imikhiqizo eshintsha umdlalo, izinhlelo kanye nezinkundla ezingeza inani ekugcineni zizovuna izinzuzo ezinkulu uma uphenyisisa lezi “zimali ze-penny stock” ezilingana namathokheni e-cryptocurrency.
Ngenxa yalesi simo esisha esikhaleni semali ye-Bitcoin blockchain, amawebhusayithi amaningi amasha nezinsizakalo ziye zavela ukuze uthole zonke izindaba zakho eziyintandokazi ze-crypto, izibuyekezo, nentuthuko.
Ngenhla sikunikeze izici eziyisi-7 eziphezulu kanye nezici zocwaningo olufanele lokutshalwa kwezimali oludinga ukuhlolwa okujule kakhudlwana. Njengoba kunomsindo omkhulu mayelana nokunikezwa kohlamvu lwemali lokuqala kulezi zinsuku, kulula ukubanjwa “entweni engcono kakhulu elandelayo” futhi "intuthuko yakamuva enkulu", kodwa ukuba nalawa mabhentshimakhi namaphuzu ezinhlamvu kuzosiza ukuqeda ukukhetha okubi nokukhathazeka mayelana nokutshala imali ekunikezelweni kwezinhlamvu zemali yokuqala Amathokheni Isinqumo sokukhipha amathokheni.
Lezi zehlakalo yilapho abaqalayo abasha bezama ukukhulisa imali eningi ngangokunokwenzeka (ngokusebenzisa i-cryptocurrencies njenge-Bitcoin ne-Ethereum) ukuze babone umqondo wenkampani yabo. Eziningi zalezi ziqalo ziyizinkampani zobuchwepheshe ezakha izinkundla ezintsha zokwenza imali ye-crypto yenze ukuthengiselana kube lula futhi kuvikeleke ngaphandle kokugada okuwumthwalo. ngezinhlaka zikahulumeni.
Noma kunjalo, kulula ukubona ukuthi le minikelo yokuqala yohlamvu lwemali ingahamba kahle kuphi.Kuthiwani uma othile enkampanini enegama elibi?Kuthiwani uma imodeli yebhizinisi lakhe ingasimeme?Kuthiwani uma konke kuwukuxokozela ngaphandle kwento?Lezi izingozi zangempela kakhulu abangaba abatshalizimali kufanele bakhumbule ngaphambi kokufaka umnikelo wohlamvu lwemali lwenkampani entsha.
Ngenhlanhla kulabo abangaba abatshalizimali, ngilapha.Ngisebenzisa ukuhlaziya okuphelele kakhulu ukuze ngibheke yonke indawo kanye ne-cranny yenkampani kanye ne-ICO yayo ukuze ngibone ukuthi kufanelekile yini ukutshala imali.Ngenhlonipho efanele, uma kukhona inkomba yokuthi inkampani ingase ekugcineni ungaphumelela, ungabheja ngizowukhomba.
Manje, ngiyaqiniseka ukuthi uzoba nentshisekelo kokuqukethwe Indlela yami Yokuhlaziya Kabanzi.Ngilandele njengoba ngikunikeza inani eliphakeme lenqubo yami yokubuyekeza.
Ungacabanga ukuthi ukunquma ubungozi bokutshalwa kwezimali kungaba enye yezingxenye zokugcina zokuhlaziya kwami.cha!Lena eyokuqala.Lokhu kungenxa yokuthi kuyinkomba ebaluleke kakhulu futhi ngiyazi ukuthi abatshalizimali bamatasa kangakanani.
Bangase bangabi naso isikhathi sokumba kukho konke ukuhlaziya, ngakho ngiyaqiniseka ukuthi ngibanikeza ulwazi abaludinga kakhulu ekuqaleni.
Noma kunjalo, nginquma ubungozi bokutshalwa kwezimali ngokubheka izici ezihlukene zenkampani kanye nomnikelo wayo wokuqala wohlamvu lwemali:
Uma kungekho lutho olungalungile kuzo zonke izici eziyisithupha zenkampani kanye ne-ICO yayo, ngingaphetha ngokuthi ukufaka isandla ku-ICO yaleyo nkampani akuyona ingozi kakhulu.
Yebo, zikhona izingozi kunoma yikuphi ukutshalwa kwezimali, kodwa uma inkampani iphumelela ekuhlolweni kwami, khona-ke noma iyiphi ingozi ehilelekile iyoba ingozi yemakethe engenakugwenywa ngempela noma ibikezelwe. umgunyathi futhi akufanele utshale ngisho indibilishi kuyo.
Ngemva kokuhlonza izingozi zokutshala izimali ezihilelekile ebhizinisini, ngibheka ukuthi i-ICO yabo ikhiqize i-buzz engakanani.Uma bedala i-buzz futhi abantu abaningi bakhuluma ngabo ezinkundleni zokuxhumana, lokho kuwuphawu lokuthi umkhankaso wokumaketha uyasebenza.
Phakathi kwezinye izinto, kubonisa ukuthi banombono wokuthi abantu abaningi bazoba nesithakazelo.Yiqiniso, labo abanentshisekelo cishe bahlanganisa abatshalizimali abacebe kakhulu abafuna ucezu lukaphayi.
Uma unabatshalizimali abaningi abathanda umbono webhizinisi, kwenza umbono ubukeke ungcono futhi unenzuzo enkulu, okushukumisela abatshalizimali abaningi ukuba batshale. asinawo umkhankaso wokumaketha osebenzayo futhi abantu abathengiswa nganoma yimiphi imibono abazama ukuyithengisa.
Umphumela ofisa kakhulu amabhizinisi uma ekwazi ukuhlola wonke amabhokisi amane kulawa angenhla.Kudingeka babe nenkundla yezokuxhumana enkulu yokulandela, bathole ukunakwa okuningi ezincwadini zemidiya ezifanele, babonakale kalula ezinjinini zokusesha ezifana ne-Google, futhi thola amahithi amaningi nsuku zonke kuwebhusayithi yabo.
Yilapho enginquma khona ukuthi ibhizinisi nemibono yalo lisazoqhubeka libe nenzuzo yini isikhathi eside.Lokhu kuyinto ebaluleke kakhulu ngoba ababaningi abantu abafuna ukutshala imali entweni ezochuma ngokushesha bese ishabalalisa.
Ngokujabulisayo, ungazivikela ekuweleni ogibeni olunjalo ngokubheka ukuthi nginquma kanjani inzuzo yesikhathi eside yebhizinisi nemicabango yami.Lokhu kuzimisela kusekelwe kulezi zimo ezilandelayo:
Nazi izici ezine ezibaluleke kakhulu okufanele zicatshangelwe yinoma yiliphi ibhizinisi ngaphambi kokuqala izilinganiso ze-ICO.ICO njengami nakanjani zizozihlolisisa ngaphambi kokusinika imvume.
Abatshalizimali nabo bayakubheka lokhu ngaphambi kokuthatha isinqumo sokuboleka imali kulo msebenzi, ikakhulukazi njengoba sengibatshela ukuthi kubalulekile ukwenza kanjalo.
Besifuna ukususa okunye ukuqagela kokusesha endleleni futhi sahlanganisa uhlu lwezindawo eziphezulu ze-ICO okufanele zilandelwe futhi sibheke ukuze kusetshenziswe ireferensi yesikhathi esizayo nokubekisa.
Kuze kube manje, lezi zingosi ze-ICO azikho ngokulandelana okuthile, kodwa zizophinde zihlolwe ngesikhathi esifanele futhi zibekwe ngokufanele ngokusekelwe ekufikeni kwesikhathi, ukubukeka, kanye nemvamisa yezibuyekezo (njengoba sisendaweni ehamba ngokushesha).
Nali uhlu oluqinile ukuze ungaphuthelwa yi-ICO enkulu elandelayo noma uhlamvu lwemali lwakamuva nolukhulu kakhulu olunikeza ithuba lokutshala imali.
Siyiqembu nje elenzeke lacwila ebhizinisini elifuna ukwethula umnikelo wokuqala wohlamvu lwemali.Ngaphandle kwalokho, sithanda ukucabanga ukuthi inqubo yethu icophelela kakhulu futhi ayishiyi indawo enkulu yenkulumo-mpikiswano noma ukukhononda ngokungabi nabulungisa. ebhizinisini.
Sekushiwo lokho, uma ungavumelani nanoma yikuphi ukubuyekezwa okujwayelekile nokucwaninga (manje sine-1,000), zizwe ukhululekile ukuphawula ngezansi.Kubatshalizimali abanomuzwa wokuthi ukuhlaziya esikunikezile akuphelele ngokwanele, siyakwamukela njalo ukusikisela.Sifundile futhi phendula kuwo wonke ama-imeyili abalulekile futhi ubeke amazwana emibonweni nasezitatimendeni ezishiywe ngezansi.
Esikuthathayo lapha namuhla yisifundo sokwakha ukuzethemba kanye nohlu olunesakhiwo esincane sezimali ze-crypto kanye nezingxenye ezidingekayo nezici/izinto okufanele utshalomali oluqinile futhi oluzwakalayo lube nazo.Konke esikutholile kuhlanganiswe ukusiza ukusheshisa inqubo yokusesha. , futhi iseluleko kubatshalizimali abangaba khona kufanele kubhekwe njengetshe lokunyathela, hhayi isinqumo sokugcina, lapho uzama noma ukhetha ukuthenga i-ICO entsha, kungakhathaliseki ukuthi Ukufakazela noma okuthakazelisayo kungase kuzwakale phezulu.
Naphezu kwemithetho ezayo, iziqondiso kanye nokwengamela okungenakugwenywa kwenkampani yangaphandle ngokumelene nesizinda sokungaqiniseki, kunento eyodwa esele, ama-ICO aphikisana nezindlela zendabuko zokuqoqa imali kanye namasu okuthola imali futhi awanciphisi izimpawu, ikakhulukazi uma kufanele amukele noma yimiphi imithetho emisha nezithiyo ezingokomthetho. zigcina sezishaywe umthetho.
Lo mhlahlandlela usekude ukuqedwa njengoba siqhubeka nokuphothula ukuthi singatshala kanjani imali engcono kakhulu kumathuba e-ICO nokuthi yimaphi amathokheni e-ICO aphumelela ngempela ekuhlolweni ukuze aphumelele kunabanye.
Abathengi nabatshalizimali bajabulele ukunqoba okuningi ngo-2017 ngenxa yenani elikhulu lama-cryptocurrencies.Nokho, njengoba u-2018 uqala, kubalulekile ukuba nokuqonda okucacile kwesimo somnotho ukubasiza banqume izinyathelo zabo ezilandelayo.
Ezinye izinto aziguquki nhlobo, njengamaphepha amhlophe, ama-prototypes, ngisho nezinkomfa.Nokho, i-CoinDesk yanquma ukukhipha ulwazi oluthile ukusiza abathengi baqonde ukuthi umhlaba we-crypto uzoshintsha kanjani.
Nakuba kunezingxoxo eziningi emhlabeni jikelele mayelana nendlela engcono kakhulu yokwenza imali ye-crypto ingabizi, kubonakala sengathi ohulumeni bomhlaba ngeke bathole lutho olucacile.Kunezinkinga eziningi zomthetho okufanele zixazululwe, futhi izithakazelo zomphakathi we-crypto zizoncika. kule miphumela.Ama-ICO amasha adinga ukuqonda izinqumo zenkantolo, esebenzisa lolu lwazi ukuze akhe inkundla ebumbene kakhudlwana.
I-CoinDesk ilindele ukuthi ukuthengiswa kwangempela kwethokheni kwehle.Ngenhlanhla, inani lethokheni ngalinye kulindeleke ukuthi likhuphuke njengoba ukutshalwa kwezimali okuhlukene kanye nokuthengiselana kwenzeka.Ukuthengisa kuzoba yimfihlo kakhulu, futhi inani lamathokheni abekelwe umphakathi lizokwehla kancane kancane.
Uma i-Ethereum izoqhubeka ibe ngumthombo omangalisayo womphakathi womhlaba wonke, bazodinga ukwandisa isivinini sayo.Kunezinkampani ezithile ezizama ukwethula kwamanye amapulatifomu, kodwa kusekhona abatshalizimali abaningi abakholelwa ukuthi u-Ethereum uzoqhubeka nokuba khona. insiza eyinhloko.Ngenhlanhla, abasunguli abafanayo bakwazile ukuqhamuka nohlelo oluyisipele oluqinisekisa ukuthi bavikela ama-ICO abo kanye nokutshalwa kwezimali.
Isikhalo esikhulu kunazo zonke se-cryptocurrency imvelo yayo yokwehlukaniswa.Boost VC's Brayton Williams igxile “kuthalenta nezokuthutha.”Ngakho-ke, abezimali namabhizinisi azimele bangase baqale ukuzwa isifiso sabatshalizimali sokusebenzisa ithokheni ngenjongo yalo ehlosiwe.Ngokwembono, nokho. , amathokheni akhululwa ngokushesha kangangokuthi angeke afeze zonke izithembiso zawo.
Ezomnotho zamathokheni zisezintsha kahle futhi amandla okuzisebenzisa kunoma yisiphi isimo akukakafinyelelwa.Abanikazi bala mathokheni bazoqaphela ukuthi amandla okuwasebenzisa azonquma kakhulu inani le-investimenti.Ikhono lokusebenzisa amathokheni okwamanje aphethwe abatshalizimali bazosiza umphakathi womhlaba wonke ukuthi wahlulele inani le-cryptocurrencies kwasekuqaleni.
Abathengi ngokuvamile baba nolwazi oluthe xaxa mayelana ne-cryptocurrencies njengoba amathokheni ekhula, okubenza babe nolwazi oluthe xaxa mayelana nokutshala imali.Ngabathengi nabatshalizimali abayinkimbinkimbi, abasebenzisi bazothuthukisa umbono ocacile wokuthi zisetshenziswa kanjani.Amathokheni ahlukaniswe abe usizo nokuvikeleka.Njengoba ikhula ngokuduma, abathengi bazoqonda izimali ezibonakalayo ngezindlela ebezingadingeki ngokuphelele eminyakeni eyishumi edlule.
Umbono wokugcina ozoletha ama-ICO walo nyaka ukuthi izinkampani ze-tech kulindeleke ukuthi zihlukanise amathokheni abo, okubasiza ukuba baqoqe imali.Lesi sinyathelo sibalulekile ekwenzeni inzuzo eyengeziwe, nakuba i-CoinBank ithi lezi zinkampani azidingi ukusabalalisa nhlobo.
Ngaphambi kokwethulwa kwezinkontileka ezihlakaniphile kumanethiwekhi we-blockchain kanye nokufika kweminikelo yokuqala yezinhlamvu zemali (ama-ICO), abaqalayo abafuna ukukhulisa imali yamaphrojekthi abo kwakudingeka bathembele kubatshalizimali, ama-IPO, futhi-ke, amaphakethe abo.
Kulabo abangazi, i-ICO iwuhlobo lwe-crowdfunding lapho izinkampani zenza amathokheni ukuze abanye bathenge ukuze bathole imali yamaphrojekthi abo.Abantu abaningi babhekisela ku-ICO njengenhlanganisela yephrojekthi ye-Kickstarter kanye nomnikelo wokuqala womphakathi, ngoba ku-ICO isikhathi eside, abatshalizimali bathola kokubili inzuzo kanye nembuyiselo yemali.Nokho, ama-ICO athathwa njengebhizinisi lokutshalwa kwezimali eliyingozi kakhulu futhi elinemivuzo ephezulu, ngakho kunezinto ezimbalwa okufanele uzikhumbule ukuze uqinisekise ukuthi imali yakho ayimoshi.
Iphepha elimhlophe ngokuyisisekelo liwuphawu lwenkampani kulabo abangaba abatshalizimali.Ngenxa yalokhu, kumele abhalwe kahle futhi aqukathe lonke ulwazi olufanele mayelana nombono wenkampani, ukuthi isevisi isebenza kanjani, izici, abathuthukisi, njll.Isikhathi esiningi, izinga lenkampani. iphepha elimhlophe lingenza noma liphule inkampani, libonisa ngokucacile ukuthi iqembu lizimisele ngokwanele mayelana nephrojekthi yabo.
Unalokhu engqondweni, njengomuntu ongase abe ngumtshali-zimali, kufanele ufunde iphepha elimhlophe ngokucophelela futhi ucabange ukutshala izimali kuphela uma uqonda yonke into iphepha elimhlophe elizama ukuveza.Futhi, qiniseka ukuthi unaka imininingwane, njengoba ezinye izinkampani zaziwa ngokufutha izibalo mayelana nezimo zemakethe zamanje.Ngakho-ke, ukuhlola amaqiniso kuyikhono elibalulekile kubatshalizimali be-ICO.
Lapho uhlola i-ICO, kubalulekile ukwenza ucwaningo oluningi ngangokunokwenzeka.Umzamo wocwaningo wawuhlanganisa nokufunda ngeqembu eliqhuba umsebenzi.Yize izinkampani eziningi ezethula ama-ICO zisanda makethe, maningi amathuba okuthi amalungu eqembu asebenze. kumaphrojekthi afanayo esikhathini esidlule.
Isikhathi sokuthumela: Mar-11-2022